Cat machines working at a jobsite

Financing Options

Equipment Financing Solutions for Your Business

At Wheeler Machinery Co., our Customer Financing Department simplifies the process of securing loans and leases through Cat Financial and other trusted finance partners. Enjoy quick and hassle-free approvals—many within minutes, and same-day approvals are common. Take advantage of special financing options like zero cash down, flexible payment schedules, winter skip payments, and terms designed to match your seasonal cash flow. We’re here to help you get the equipment you need while keeping your business moving forward.

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Wheeler Credit Department: Buy Now, Pay Later

Wheeler’s Credit Department helps businesses establish open accounts and credit lines, making it easier to purchase parts, service work, rentals, and work tools when you need them. With flexible payment options, you can buy now and pay later, keeping your operations running smoothly. Plus, our account managers offer expert advice on expediting collections to help you improve cash flow and grow your business.

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Questions? Contact:
Tiffany Carpender: Credit Manager
385-257-7562 | tcarpender@wheelercat.com

Cat Credit card

Use The Cat® Card For Flexible Payment Options for Parts, Service, Rentals, and More.

Wherever the job takes you, the Cat Card makes it easy to pay. Use it at any Wheeler Machinery Co. location and Wheeler Cat Rental Stores for fast, convenient, and flexible financing.

Ready to get started? Apply for your Cat Card today—it only takes 5-7 minutes!

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Financing your construction equipment with Wheeler Machinery Co. is a simple process to help your business grow.

Special Financing Offers

Contact your Sales Rep, or one of our Sales Mangers below to find out about the exciting offers we may have running.

Questions? Contact:
Eric Klement: New Equipment Operations Manager
801-978-1358 | eklement@wheelercat.com

Russell Nelson: Sales Operations Admin
801-978-1316 | rnelson@wheelercat.com

Current Specials

Financing Options

Cat Financial

Cat Financial, a wholly owned subsidiary of Caterpillar Inc., provides financing solutions for the world’s leading construction and mining equipment, natural gas and diesel engines, and industrial gas turbines. Headquartered in Nashville, TN, Cat Financial serves as the financial arm of Caterpillar Inc., a Fortune 50 company and global technology leader, helping businesses achieve success with trusted financial support.

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Solutions Financial Services

Financing Options

Wheeler’s sister company, Solutions Financial Services (SFS), arranges collateralized loans for companies based in Utah and nearby States. Loans of $75,000 to $1,750,000 are available to help companies:

  • Obtain working capital when cash flow is tight
  • Refinance debt to cut monthly payments or free up excess collateral
  • Consolidate loans to make fewer payments each month
  • Pay taxes and reduce payables to keep creditors happy
  • Purchase all types of equipment and vehicles worth $10,000 or more with a serial number or VIN
  • Change ownership

At SFS, each loan is tailor-made and regularly amended to fit the customer’s requirements and changing conditions. The SFS general manager designs each loan, approves each loan, and personally services each relationship. There are no loan committees and most loans can be funded within 5 working days.

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Questions? Contact:
Bart Brooks, Territory Manager
801-652-5456 | bbrooks@sfsutah.com