Wheeler’s Customer Financing Department arranges loans and leases with Cat Financial and other finance companies. Same-day approvals are common and some approvals happen within minutes.

Special terms are often available: zero cash down payment, extra collateral in lieu of cash down payment, winter skip payments, payments to fit your seasonal cash flow, etc.

Interest rates sometimes are as low as 0%.

Questions? Contact:
Eric Klement: New Equipment Operations Manager
801-978-1358 or

Business Loans and Equipment Financing


Wheeler’s sister company, Solutions Financial Services (SFS), arranges collateralized loans for companies based in Utah and nearby States. Loans of $75,000 to $1,750,000 are available to help companies:

  • Obtain working capital when cash flow is tight
  • Refinance debt to cut monthly payments or free up excess collateral
  • Consolidate loans to make fewer payments each month
  • Pay taxes and reduce payables to keep creditors happy
  • Purchase all types of equipment and vehicles worth $10,000 or more with a serial number or VIN
  • Change ownership

At SFS, each loan is tailor-made and regularly amended to fit the customer’s requirements and changing conditions. The SFS general manager designs each loan, approves each loan, and personally services each relationship. There are no loan committees and most loans can be funded within 5 working days.

Questions? Contact:
Steve Kohler, General Manager
801-978-1493 or


Wheeler Credit Department

Wheeler’s Credit Department establishes open accounts and credit lines for companies to help them buy now and pay later for purchases of parts and service work and for rentals of equipment and work tools.

As a side benefit, any Wheeler account manager can provide suggestions on how to expedite collections to increase cash flow.

Download a Credit App

Download Wheeler W-9

Questions? Contact:
Danny Maruji: Credit Manager
801-978-1665 or

Cat Financial

Cat Financial is a wholly owned subsidiary of Caterpillar Inc., the world’s largest manufacturer of construction and mining equipment, natural gas and diesel engines, and industrial gas turbines. Headquartered in Nashville, Tenn., Caterpillar Financial Services Corporation is the financial arm of Caterpillar Inc., a Fortune 50 company, a technology leader and the world’s largest manufacturer of construction and mining equipment, natural gas and diesel engines, and industrial gas turbines.

0% APR on Cat Commercial Card Product Support Financing
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0% APR on Cat Commercial Card Work Tool Purchases
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