The Cat Card offers flexible financing and no annual fee. Receive rewards on parts, service, rentals, and attachments.

Cat® Commercial Account

Get 0% Interest up to 36 Months on Parts & Service

Whether you’re buying one part or rebuilding a whole machine, you can get 0% financing for up to 36 months on parts or service purchases with your Cat® Commercial Account if you spend a minimum of $3,500, or get 0% up to 12 months with no minimum purchase amount.

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Finance a New Work Tool With Your Cat® Commercial Account

Get a new work tool for your equipment and pay for it in 12 equal monthly payments at 0%, 24 equal monthly payments at 1.9%, or 36 equal monthly payments at 4.9%. Offer limited to qualifying equipment and attachments, and additional terms and conditions may apply. See offer terms for details.

 

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Cat® Commercial Account

Use The Cat® Commercial Account for Parts, Service, or Attachments

The Cat® Commercial Account is your dedicated line of credit designed exclusively for Cat equipment owners and operators. Whether you need parts, service, rentals, or even machine rebuilds, the Cat® Commercial Account makes managing equipment expenses simple and efficient. Enjoy no annual fees, competitive rates, flexible payment terms, and exclusive special offers — all tailored to keep your business moving forward.

 

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Streamline your purchasing and earn rewards on every purchase with the Cat Card.

Benefits of having a Cat® Commercial Account

Use It Anywhere: Pay for branch parts orders, repairs, services, rebuilds, equipment rentals at the Cat Rental Store, and all purchases on Parts.Cat.Com.

Multi-User Access: Allow multiple team members to use one account while tracking expenses by job for better project management.

Dedicated Support: Access personalized service and expert support from the Cat Financial customer service team dedicated to your business success.

Cat® Rewards Points: Accumulate points on qualifying purchases and redeem them for future parts, services, rentals, and more at participating Cat dealerships.

Cat® Commercial Account for Equipment Rebuilds

Give your equipment a second life with Cat® Commercial Account financing for equipment rebuilds. Spread the cost of overhauls, ensuring your machines are ready for the toughest jobs without the upfront expense. Plus, protect your investment with an Extended Protection Plan (EPP), all financed conveniently with the Cat® Commercial Account. Flexible terms and tailored payment options make it easier to maintain uptime and maximize your equipment’s value.

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Finance Parts, Service, Rentals & More with the Cat® Commercial Account

Finance equipment attachments with your Cat Card and earn rewards today!
Equipment Attachments

Equip your machines for any job with the right attachments, all made more affordable with Cat® Commercial Account financing. From buckets to augers, get the tools you need now and pay on a schedule that works for you. Maximize your productivity today without breaking the bank!

SHOP ATTACHMENTS

Financing parts and service is easy with the Cat Card. Keep your fleet in top shape while maintaining cash flow for your business.
Parts & Service

Don’t let parts or repair costs slow you down. With Cat® Commercial Account financing options, you can invest in your equipment’s performance today and manage payments on a schedule that works for you and your business. Stay productive and keep your business moving forward.

Finance your next equipment rental with the Cat Card.
Equipment Rentals

Get the equipment you need without the upfront cost with Cat® Commercial Account financing for rentals. Whether it’s for a day, a week, or longer, keep your projects moving and pay on terms that fit your budget. Flexibility has never been easier, and with quick approval, you can get back to work faster!

RESERVE RENTAL

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Maximize Your Cat® Commercial Account with Cat® Rewards

Earn unlimited 1% rewards every time you use your Cat® Commercial Account on qualifying purchases. With Cat® Rewards, every dollar spent brings you closer to valuable benefits. Redeem your points for parts, services, rentals, and more at participating Cat dealerships, helping you keep your operations running smoothly while saving money. Start earning today and make every purchase work harder for you. The more you spend, the more you save—it’s that simple.

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